February 2017

Now you’ve decided you want to buy your first home, it’s important to look at how much deposit you will need, and how you’re going to make it happen. When you apply for a home loan, banks generally prefer if you have saved 20% of the purchase price, plus costs. By doing this, you avoid paying lenders mortgage insurance, and most banks have a little more flexibility in their credit policy. While this is great in theory, the reality is saving a full deposit while maintaining your lifestyle is difficult to do. Here are our top 3 tips to make it easier.
 

Here’s a guide to some popular weekend markets in our local area held throughout the year. Markets in our local area showcase a variety of delicious fresh produce, jams and hand-made arts and crafts. Depending on which market you visit, you may also be able to hear some upcoming local musicians. We promise there will be coffee and possibly a sausage sizzle so why not visit a market this weekend and support our locals!